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You might have already noticed that my favorite every day travel credit card is Chase Sapphire Preferred. Why? Simple answer: so many benefits!
- Earns Ultimate Rewards points;
- Earns 2x points on dining and travel, including expenses like food and grocery delivery services, Uber;
- Chip and Signature Technology, which provides better security when traveling overseas;
- 20% off when redeeming points through Chase Ultimate Rewards portal
- travel partners (like United) to transfer Chase Ultimate Rewards points in 1:1 ratio
But today I would like to stop on some benefits you might not know about this great credit card.
Chase Sapphire Preferred interesting and useful benefits
1. TRIP CANCELLATION/TRIP INTERRUPTION INSURANCE
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
2. AUTO RENTAL COLLISION DAMAGE WAIVER
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
I always pay with my Chase Sapphire Preferred when renting a car!
3. TRAVEL ACCIDENT INSURANCE
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.
4. TRAVEL AND EMERGENCY ASSISTANCE SERVICES
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
5. LOST LUGGAGE REIMBURSEMENT
If you or your immediate family members’ checked or carry-on bags are damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
6. BAGGAGE DELAY INSURANCE
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
You can be reimbursed $100 per day for essential purchases like toiletries and clothing. That even applies if you have award flight payed with points. Note, that you would need to keep receipts for all expenses.
7. PURCHASE PROTECTION
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
8. EXTENDED WARRANTY PROTECTION
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
9. PRICE PROTECTION
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.
10. RETURN PROTECTION
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.
Note, that for all last 4 benefits you need receipts. So, try to keep them safe for quite a time.
Bottom line
As you can see, Chase Sapphire Preferred is a great everyday travel credit card! Basically, all aspects of everyday routine expenses and circumstances are covered.
I personally own it and advise all my friends as you can see there are so many ways to use Chase Ultimate Rewards points, and so many options to save on your vacations.
Despite even the fact of $95 annual fee , waived for the first year – double points on travel and dining, no foreign transaction fees and impressive sign-up 50,000 point bonus makes this a card worth keeping and having in your wallet!